Our Medicare Advantage
Plans Are Affordable and
May Save You Money!

Our Medicare Advantage HMO plans provide medical and hospital coverage, preventive care and the option to add prescription drug coverage.

Low premiums and copays
Coverage provided for out-of-network services
Emergency services anywhere in the world
If you choose a plan with prescription drug coverage you may get LIPITOR® or CRESTOR® for $4 per month*

Offered in the following states:

PA, SC, TX, VA and WI

Universal American
Questions? Call 1-866-501-3994 to speak to a licensed agent.
TTY for the hearing impaired: 1-800-304-6271,

8:00 a.m. to 8:00 p.m. in your local time zone
7 days a week
Annual Election Period is November 15-December 31, 2010

* Effective January 1, 2011, this low copay is for each 30-day supply during the initial coverage stage. Today’s Options® PPO is a Medicare‐approved PPO plan offered by the following organizations that contract with the Federal government: American Progressive Life & Health Insurance Company of New York and The Pyramid Life Insurance Company, members of the Universal American family of companies. The benefit information provided herein is a brief summary, not a comprehensive description of benefits. For more information contact the plan at 1-866-422-5009 (TTY: 1-800-958-2692) 8:00 a.m. to 8:00 p.m. in your local time zone, 7 days a week. This information is available in a different format, including Spanish. Please call Customer Service at the number listed above if you need plan information in another format or language. Esta información está disponible en diferentes formatos, incluyendo el español. Por favor llame a Servicio al Cliente al número indicado arriba si necesita información del plan en otro formato u idioma. Benefits, formulary, pharmacy network, premium and/or co‐payments/co‐insurance may change on January 1, 2012. You must continue to pay your Medicare Part B premiums. Limitations, copayments, and restrictions may apply. You may be able to get Extra Help to pay for your prescription drug premiums and costs. To see if you qualify for extra help, call: 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/7 days a week; The Social Security Office at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778;or Your State Medicaid Office. You may enroll in the plan only during specific times of the year. Contact Today’s Options® PPO for more information. We have formed a network of pharmacies. To receive plan prescription drug benefits, you must use a network pharmacy, except in non-routine circumstances, and quantity limitations and restrictions may apply. Contact Today's Options PPO for more information. With the exception of emergencies or urgent care, it may cost more to get care from out-of-network providers.

Y0067_Web_LPTOPPO_1010 CMS Approved 11/16/2010 Last Updated 10/06/2010